INDIAN BANK Professional Knowledge / Domain Awareness Syllabus

INDIAN BANK Professional Knowledge / Domain Awareness: topic-wise syllabus

1. 1

   Banking Awareness

   ~3 marks

   RBI, Banks, Products, NPA, Priority Sector

   • RBI History, Functions, Monetary Policy, MPC, Repo, Reverse Repo, CRR, SLR
   • Banking — Types (Scheduled, PSU, Private, RRBs, Cooperative, Small Finance, Payment)
   • Banking Products — CASA, FD, RD, Loans, NPA, NPA Classification, Provisioning
   • Priority Sector Lending (PSL), Weaker Section, Differential Interest Rate
   • Banking Schemes — PMJDY, MUDRA, Stand-Up India, APY, PMJJBY, PMSBY, KCC
   • Banking Technology — Digital Banking, UPI, IMPS, NEFT, RTGS, AEPS, CBDC
   • Banking Regulation — Banking Regulation Act 1949, RBI Act 1934, RBI Master Directions
   • Banking Reforms — Narasimham Committee, Verma Committee, P.J. Nayak Committee
   • Negotiable Instruments Act 1881, NI, Cheques, Demand Draft, Promissory Note
   • SARFAESI Act 2002, IBC 2016, DRT, Lok Adalat, Banking Ombudsman
2. 2

   Financial Awareness

   ~3 marks

   Capital Market, Insurance, Pension, Tax

   • Capital Market — SEBI, Primary Market (IPO, FPO), Secondary Market (BSE, NSE)
   • Mutual Funds — Types (Equity, Debt, Hybrid, Liquid), AMCs, NAV, SIP, STP
   • Insurance — IRDA, Life Insurance (LIC), General Insurance (GIC), Health Insurance
   • Pension — PFRDA, NPS, APY, EPF, PPF, Atal Pension Yojana
   • Tax Structure — Direct Tax (Income Tax), Indirect Tax (GST, Customs, Excise)
   • Stock Exchanges — BSE, NSE, Indices (BSE Sensex, NSE Nifty 50), Trading
   • Government Securities — G-Secs, T-Bills, Bonds, Debentures, RBI Bonds
   • Foreign Exchange, FEMA, FOREX Market, RBI Reference Rate
   • Inflation, GDP, IIP, PMI, Repo Rate, WPI, CPI, Fiscal Deficit
   • International Financial Institutions — IMF, World Bank, ADB, AIIB, NDB (BRICS Bank)
3. 3

   Banking Reforms, Committees, Reports, and Recent Developments

   ~2 marks

   • Banking Reforms — Narasimham Committee I (1991) and II (1998)
   • Banking Committees — Verma Committee, PJ Nayak Committee, Khan Committee
   • Recent Banking Reports — RBI Annual Report, FSDC, Financial Stability Report
   • Banking Technology — FinTech, Digital Lending Account Aggregator, OCEN
   • Financial Inclusion — PMJDY, MUDRA, Jan Dhan Plus, BC Sakhis
   • RBI Master Directions — Prudential Norms, IRAC, Capital Adequacy, Basel III
   • NPA Resolution — IBC 2016, SARFAESI, NCLT, Lok Adalat, One-Time Settlement
   • Banking Customer Service — Banking Ombudsman, RBI Kiosk Banking, Doorstep Banking
   • Cyber Security in Banking — RBI Cyber Security Framework, CERT-In, Phishing
   • Recent Banking Trends — Central Bank Digital Currency (CBDC), Account Aggregator
4. 4

   Economy & Current Affairs (Banking Focus)

   ~2 marks

   Schemes, Reports, Recent News

   • Banking Current Affairs — RBI Policy, Repo Rate, NPA, Bank Mergers (PSU)
   • Economy Current Affairs — GDP, Inflation, Budget, GST, Economic Survey
   • Government Schemes — PMJDY, MUDRA, APY, KCC, PMSBY, PMJJBY
   • International Economy — IMF, World Bank, WTO, US Fed, ECB
   • Insurance Current Affairs — IRDA, LIC IPO, Insurance Penetration, Schemes
   • Capital Market — SEBI, IPO, Mutual Fund, FII/FPI, Stock Market Indices
   • RBI Recent — Monetary Policy, Master Directions, Annual Report, FSR
   • Budget Highlights — Finance Bill, Direct Tax Proposals, GST Changes
   • Reports — Economic Survey, FSR, World Development Report, Global Findex
   • Banking & Economy — Recent Government Initiatives, Reforms, Digital Push